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Insurance for ebikes? - booboo - October 13, 2025

Hello.  Does anybody have some feedback / recommendations on getting insurance for an e-bike?   Worth it or overrated?


RE: Insurance for ebikes? - CityGuy - October 14, 2025

Where are you located?


RE: Insurance for ebikes? - booboo - October 16, 2025

Tucson, Arizona


RE: Insurance for ebikes? - CityGuy - October 18, 2025

If you are in US, then it is not required in any state as far as I know.  Check your existing home owners policy and pay particular attention to the exclusion section because that is where it would be.  

One company that has specific eBike coverage tailored is Markel


RE: Insurance for ebikes? - 48v17ah - December 1, 2025

I was struggling with the same question when I got my ebike initially.  After about 2 years, it is somewhat degrade and naturally the battery doesn't have the same push anymore.  It is now also less attractive for a thieve. So while I considered for my new toy, this feeling wears off.  Use the extra annual premium you have to pay and evaluate against the value of the bike.